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Insurance Glossary

Published December 10, 2024
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What is Commercial Car Insurance and Who Needs It?

Vehicles used for any business purposes will need to be covered under a commercial auto policy. In addition, if you ask your employees to drive for business purposes, you need commercial auto insurance.
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Published August 12, 2024
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Homeowner’s Insurance vs. Mortgage Insurance

Buying a home can be an overwhelming, stressful experience. For new homeowners, the language and terminology of homeownership can get complicated and confusing. This article discusses the difference between homeowners insurance and mortgage insurance. In a nutshell, homeowners insurance protects your property, and mortgage insurance protects the lender.
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Published April 5, 2024
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Green Car Insurance: What Is It and How Does It Help the Environment?

If you’re driving an eco-friendly car or plan to in the near future, you might consider green auto insurance. But there are other reasons to think about green coverage.
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Published December 14, 2023
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Gap Insurance: What is it and do you need it?

In the automotive industry, there is a term called "negative equity," which refers to the gap between your car's actual value and how much money you owe on it.
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Published October 27, 2023
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Betterment Clause: What is it and how does it work?

When it comes to car insurance, there is a fairly misunderstood and overlooked term in the claim process called the "betterment clause." In this article, we will explain what betterment is and how it can affect your claim.
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