Getting a learner’s permit and driver’s license is an incredibly exciting time for a teenager. For some it represents freedom! It’s an opportunity to visit with friends, get to school/work, or just get behind the wheel. However, for adults,this exciting time makes them cringe. Not only do these young drivers make you worry about their driving behaviors, they notoriously want to borrow your car, stay out late, and unknowingly raise your insurance premiums.