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Published October 9, 2023
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What is Flood Insurance, and Do I Need it?

Unless you live in an area that is prone to flooding, flood insurance is probably something you haven’t thought much about, if at all. However, an increase in natural disasters such as wildfires and hurricanes has put homeowners who don’t live in flood zones at risk. Why? Standard home insurance policies don't cover flood damage.
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Published September 26, 2023
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Do I Need Earthquake Insurance?

Did you know that more than 80% of U.S. states are susceptible to earthquakes? But even in states such as Washington and California where earthquakes are commonly known to occur, homeowners in these states are vastly uninsured. According to FEMA, despite the fact that California experiences 90% of the country’s earthquakes, only 10% of California residents have earthquake insurance. 
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Published August 25, 2023
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Guide to Full Coverage Auto Insurance

When reviewing your auto insurance options for the first time or at renewal time, you’ll have the opportunity to purchase full coverage.  Why should you consider purchasing full coverage? Because, what is covered by basic auto insurance is, frankly, minimal.
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Published August 7, 2023
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Guide to Auto Insurance for Teenage Drivers

Getting a learner’s permit and driver’s license is an incredibly exciting time for a teenager. For some it represents freedom! It’s an opportunity to visit with friends, get to school/work, or just get behind the wheel. However, for adults,this exciting time makes them cringe. Not only do these young drivers make you worry about their driving behaviors, they notoriously want to borrow your car, stay out late, and unknowingly raise your insurance premiums.
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Published July 28, 2023
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Guide to Auto Insurance for Seniors

Does getting older mean higher car insurance rates? A driver’s age does matter when it comes to buying auto insurance and seniors are no exception. They will likely see their insurance premiums slowly increase as they age, particularly after 65 years old.
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Published July 9, 2023
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High-Risk Car Insurance Guide

Being a high-risk driver usually means higher insurance rates. These drivers are usually found to have one or more accidents, multiple minor violations or one major violation, have a lapse in coverage, or DUI/DWI conviction.
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Published June 8, 2023
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Minimum Auto Insurance in Your State

Owning a vehicle requires the purchase of car insurance in almost all states within the U.S. Each state sets its own rules and regulations. These state insurance requirements establish the least amount of insurance to cover your vehicle in case of an accident.
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Published May 30, 2023
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Time to Switch Auto Insurers?

There is no magic timing to switching auto insurers, but some people look for a new insurer when renewal time comes around. Other reasons can include price and customer satisfaction.
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Published May 18, 2023
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Basic Guide to Buying Home Insurance

Buying a home will represent the biggest investment of your life. So, unless you’re able to predict the future, gambling on its protection is risky. That’s the reason home insurance exists and why it’s so vital.
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Published September 29, 2022
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What you Need to Know About Roadside Assistance Insurance

Roadside assistance plans ensure that you are covered when commuting to work or on a cross-country vacation. Whether you experience a flat tire or have managed to lock your keys in your car, having this type of insurance will help make such events less stressful. After all, who wants to be stranded on the side of the road with a dead battery or other car trouble during a vacation road trip? Not you!
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